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NDepth™

Transform Bank Fee Analysis Forever

 

What is NDepth?

Very simply, a breakthough in bank fee analysis. By combining powerful technology with learning algorithms, NDepth simplifies the messy process of reviewing your monthly analyses. Just drag, drop and get your reports. Treasury Strategies, a Division of Curinos, Inc. is a FinTech 100 company!

Creating Value with NDepth

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Which Package is Right for You?

NDepth Edge
Entry Level Solution
Unlimited number of supported banks
PDF, EDI, and TWIST/BSB summary uploads
Up to 5 users
Monthly and YTD services
Monthly and YTD balances and ECR
Month-over-month variances
Product family rollups and unit pricing
Price and ECR benchmarks
Reporting summarized by bank
Account groupings – by business unit, region, etc.
Contract price management
Customizable product families
Data export capabilities
Expanded report interactivity
Annual review with bank fee expert
Early access to new features & capabilities
Assigned customer service contact
Sign Up Now
NDepth Pro
Professional Account
Unlimited number of supported banks
PDF, EDI, and TWIST/BSB account level uploads
More than 5 users
Monthly and YTD services
Monthly and YTD balances and ECR
Month-over-month variances
Product family rollups and unit pricing
Price and ECR benchmarks
Summary and account level reporting
Account groupings – by business unit, region, etc.
Contract price management
Customizable product families
Data export capabilities
Expanded report interactivity
Annual review with bank fee expert
Early access to new features & capabilities
Assigned customer service contact
Sign Up Now

Contact us by email.

FAQ Sections

Registration

Are my banks supported?

We support the largest U.S. banks representing over 95% of corporate treasury management activity and many major banks outside the U.S.

Any bank’s EDI 822 or TWIST BSB file is supported and NDepth currently supports over 60 bank PDF formats. When submitting bank PDFs, it’s important that you submit only unedited, searchable PDF files received directly from your bank (NDepth does not support modified or scanned ‘image’ PDF files).

How do I sign up?

On the portal, click the ‘Get Started’ button to create your account, then check your email for your temporary password.
Click here to get started now.

How long does it take to get reports?

For your first report, plan on up to 2 business days turnaround from when your files are uploaded until your reports are available. This enables us to perform our quality assurance checks.

How many banks can I have on NDepth?

You can (and should) upload all of your bank account analysis statements.

Features and Functions

Does NDepth enable me to compare pricing across banks?

Yes. With NDepth we maintain all of the service mappings across banks so you don’t have to. Our view of all-in prices by product family enable you to effectively compare pricing across your banks and see how your pricing compares to industry benchmarks.

Furthermore, our exclusive benchmark curves enable you to see how your volume levels impact pricing.

Can you create summary analyses for me? Can I see reports at a subsidiary or divisional level?

For NDepth Pro users, we can ingest analyses at both the account level and the summary level. Using our custom account groupings function, you can create hierarchies, groups of accounts by business unit, or other groupings to fit your needs.

Does NDepth look at Earnings Credit Rates (ECRs)?

Yes. It gives you a powerful look at ECRs across all your banks, current month and year-to-date. NDepth Edge and Pro users also have access to our dynamic market benchmarks, which show the dispersion of rates across the entire market place and across various balance levels.

But NDepth doesn’t stop there. It also looks at balance assessment fees (sometimes called ‘regulatory recoupment’), and calculates net effective ECRs. No other service offers this critically important computation.

Does NDepth include any bank products besides treasury management services?

We plan to incorporate other bank services in the future. At the top of the list are procurement card, T&E cards, and merchant card. Let us know what other services you would like to see included.

Security

How will my data and account numbers be protected?

Data is moved to and from your company via our secure web portal. Inside the system, account numbers are masked for your security. Data is encrypted both in transit and at rest.
Curinos adheres to extremely rigorous data security standards, as reflected by our SSAE 16 /SOC 1 data security certification.

Who can see my data? Will my banks be able to see my data?

No one can see your individual data but you. Data is aggregated and anonymized for benchmarking in a way that it cannot be reverse-engineered to identify any source information.

Using NDepth

Can I book entries from NDepth? How do you handle back value adjustments?

NDepth is not an accounting system, it’s a management information system. As such it is not designed to interface to your accounting platform. However, many of our customers appreciate the speed and accuracy of NDepth and use it for accounting purposes.

What tools or plug-ins are required?

  • Do you require installation or plug-ins? – No, NDepth is entirely web-based and works in any modern browser. It does not require Flash or other special plug-ins.
  • What devices and operating systems are supported? – NDepth is officially supported on Windows laptops and desktops. We are not aware of any issues on MacOS, so it should work on Macs as well.
  • What web browsers are supported? – Internet Explorer (IE) version 11 and higher, Firefox (most recent version), and Google Chrome (most recent version).


Additional Services

What if I want help improving my banking? Does this give me access to any other support, such as negotiating with my banks?

Treasury Strategies has standard advisory packages available to help improve your banking. These include ideas for controlling cost, improving your bank account structures, and ways to use NDepth each month for maximum value. You can also join our periodic user webinars where other NDepth users share ideas. Please contact us for more information.

Does NDepth allow me to compare my current prices to negotiated prices?

Our Contract Management module allows NDepth Pro customers to compare actual fees with contracted fees. Each month, you will be notified of any deviations from contracted amounts.

Can I use NDepth to do an RFP?

Yes. NDepth is a great way to quantitatively compare bank pricing. When matched with our advisory services, we ensure that your RFP process goes smoothly and gives you a complete picture of your options so you can make the best decision for your business. Please contact us for more information.